Monday, 13 May 2013

It costs how much for the insurance!

I haven’t blogged much recently. The end of the snow and ice has made the garden a more attractive option, and to be honest I’m getting totally fed up with current affairs. So much of it is total bollocks and it’s all inter-related, that I have lost the sense of where to even start! 

You can’t believe a word that the media spout, they are either inept or dishonest, the number of intelligent politicians with any sense of integrity and morality and not in thrall to commerce or pressure groups is now at an all time low and the EU debacle is a running sore serving only to raise my blood pressure.

But I suppose it’s worth raising a metaphorical flag to a couple of good news items over the past week.

The surge in support for UKIP has to be good. Not that I particularly want them as a government, but as a sign of better things and as an agent of change they at least hold out a ray of hope that people are waking up. So what if a vote for UKIP means ‘none of the above’? Any such sign is a good start.

Returning to real life however I had quite a pleasant surprise. Now that I’m too old to gallivant around the country or paint the town red drinking and chasing mini-skirted girls around the town at weekends I enjoy amusing myself playing with old (ish) cars. I have a mini fleet of two old dears now, a Morris and a Triumph, neither being exotic or expensive, but I like them. Being a similar age to me I understand them and have sympathy for their occasional wrinkles, ageing joints and difficulty getting started in the mornings.

To keep them on the road of course they have to be insured (mutters about the bloody insanity of continuous insurance, MOTs and SORN regulations when the poor dears only travel a few hundred miles a year on local roads, barely reach 50mph and have free road tax anyhow). The insurance is a specialist one for historic vehicles that allows me to have both cars covered on the same policy, the aim is that it will be cheaper than ordinary insurance because I have to also run a main car on a standard policy for daily use, the specialist one doesn’t carry a no claims discount.  

Some years ago the cost of the historic policy started to rocket. From under £100 per year it jumped to £130, then £160, then £200, and last year, to over £230. This year I was bracing myself for a job of trailing around brokers and web sites to get a better deal.

When the renewal notice came I almost fell over, it’s down £100 from last year and back to under £130. I think it’s the only bill I have received in the past year that has reduced, and it’s not far off halved. Well done Footman James.

Now all we need is for the councils, utilities and government contractors to make similar reductions – no I don’t expect it will happen.


  1. That's a beautiful Hearald Woodsy. One of my favourite cars back in the day. Did you restore it yourself?

  2. Thanks Ripper, although she looks better in photos! I bought it from a photo and a description - taking pot luck really - and found the mechanics and running gear had already had quite a bit of work but nothing was properly finished. I had to do lots of bodywork and cosmetics and there is still more to do, although she runs decently and is street legal. I do all the work myself. One of these was also my favourite car back in the early 70s.

  3. So there's at least one bit of good news. I once travelled to Norfolk to get £180 on a car where everyone else was quoting around £500. And it's basically just for the legality anyway.